Onwards with the Digital Revolution – the Epoch of the Super App As we reflect on the transformative journey of public transportation payment systems over the past decade, the evolution from tangible tokens to digital transactions paints a vivid picture of technological progression. In the early...
In the third episode of Osmodal Interchange, Osmodal’s Mick Spiers and David Lunt have a wide ranging discussion on the detail of Open Payments in transit. This includes the benefits, the challenges, scheme rules, fees, certification and how best to approach ongoing compliance. We hope you enjoy. Let us...
Osmodal Group’s Mick Spiers and Consult Hyperion’s Lawrence Sutton consider the benefits of Card-Based to Account Based ticketing (ABT) and determine factors to consider with transition. Transit agencies and authorities of major cities around the world are facing a dilemma. There is a new era of...
Introduction The potential benefits of open loop ticketing to transport agencies and the travelling public have been well advertised, from lower cost of operation, improved customer convenience and the potential to form a basis for a Mobility as a Service (MaaS) scheme. In this piece, assuming...
The Challenge An increasing threat faced by many businesses is that of a cybersecurity breach. Many organisations combat this by ensuring they have cybersecurity skilled IT staff or even better dedicated cybersecurity teams along with an allocated budget to manage cybersecurity threats. Whilst this is unquestionably...
Managing the implementation of a complex technology program can be highly challenging, especially in the transportation and fare payments space. In this article, we draw out three critical success factors to consider if you are involved in sponsoring or leading these kinds of complex technology...
Account-based ticketing (ABT) can enable the decoupling of payments from transit ticketing. But in most ABT implementations payments remain tightly coupled to a single funding source - EMV contactless bank cards. Some have argued that transport operators, banks and payment schemes should not be dictating...
Technology companies across the world have enthusiastically adopted agile development and product management practices to great effect. Done well, this has allowed companies to be more responsive to customer needs and market changes and rapidly develop their products. Learning quickly from successes and failures, technology...
Here are some pointers if you are considering adding EMV contactless payments to your transit scheme. The process to bring a new EMV card scheme / payment network on to your ecosystem can sometimes be a complicated and drawn-out process. Certification is required from the card...
The purpose of this article is to summarise key considerations to enabling a MaaS solution (which, in the opinion of the author, can also be thought of as an integrated ticketing and settlement scheme). How is a MaaS solution defined? MaaS (Mobility as a Service) has been...